Buildings & Contents Cover.
Buildings Insurance is the most basic of cover and is designed to cover you against physical damage to your property. It is generally a condition of your mortgage contract and is required by most mortgage lenders to comply with the terms and conditions of the loan, however, it is usually acceptable for you to shop around and use the Building Insurance provider of your choice.
Contents Insurance offers cover against fire, theft, acts of god and accidental damage to your personal belongings, as different companies offer different inclusions and exclusions you should always check your policy.
There are two main types of Contents Insurance. The first is a new for old insurance, this policy will replace your TV with another one of similar brand, quality etc. The other type of Contents Insurance is known as Indemnity insurance. This insurance provides cover for what the object is currently worth. Whichever policy you choose, it is important that the sum that you insure is an adequate and realistic amount,in case you do need to make a claim.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
Most forms of buy to let mortgage are not regulated by the Financial Conduct Authority.
We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £***.
DH Mortgage Brokers is a trading style of David Hogg , who is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK